---
description: Compare Heartland Payments+ vs ioTORQ UBM for Irish businesses. GetApp provides a side-by-side comparison with details on software price, features and reviews.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Heartland Payments+ vs ioTORQ UBM Comparison | GetApp Ireland 2026
---

Breadcrumb: [Home](/) > [Utility Billing Software](/directory/1015/utility-billing/software) > [Heartland Payments+ \<span\>vs\</span\> ioTORQ UBM](https://www.getapp.ie/compare/2035467/2055360/heartland-payment-processing/vs/iotorq-ubm)

# Compare Heartland Payments+ vs ioTORQ UBM

Canonical: https://www.getapp.ie/compare/2035467/2055360/heartland-payment-processing/vs/iotorq-ubm

> Detailed comparison between Heartland Payments+ and ioTORQ UBM. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Heartland Payments+ | ioTORQ UBM |
| **Overall rating** | 4.3/5 | 5.0/5 |
| **Total Reviews** | 132 | 1 |
| **Starting Price** | - | - |
| **Free Trial** | Yes | No |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Windows (On-Premise), Linux (On-Premise) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, Phone Support, 24/7 (Live rep) | Email/Help Desk, Knowledge Base, Phone Support, Chat |
| **Training** | In Person, Documentation | Live Online, Webinars, Documentation, Videos |

## Key features

### Heartland Payments+

- ACH Payment Processing
- API
- Billing & Invoicing
- Cost Estimating
- Data Security
- Electronic Signature
- Financial Management
- Gift Card Management
- In-Person Payments
- Invoice History
- Mobile Access
- Online Invoicing
- Point of Sale (POS)
- Recurring Invoicing
- Reporting/Analytics
- Search/Filter

### ioTORQ UBM

- Billing & Invoicing
- For Water
- Meter Data Management
- Metered Billing
- Mobile Access
- Reporting & Statistics

## Links

- [View Heartland Payments+ Profile](https://www.getapp.ie/software/2035467/heartland-payment-processing)
- [View ioTORQ UBM Profile](https://www.getapp.ie/software/2055360/iotorq-ubm)
- [View Original Comparison](https://www.getapp.ie/compare/2035467/2055360/heartland-payment-processing/vs/iotorq-ubm)

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