
Online Check Writer
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242 Reviews

- Industry: Outsourcing/Offshoring
- Used Daily for 6-12 months
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 10.0 /10
Check printing software is a great business solution
Reviewed on 16/7/2018
The most valuable thing in today's business, time...
The most valuable thing in today's business, time...
Pros
Easy to use, friendly IU, easy to program, supports most of the OS out there, customer service is very committed to help you..
Cons
No cons for using this software, everything is great ! I cannot say that when i call customer support i received a bad services because i will be lying...
Response from Zil Money
Thank you for taking the time to review Online Check Writer. We are glad to hear that you are happy with our product and services.
- Industry: Wholesale
- Company size: 11–50 Employees
- Used Daily for 1-5 months
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 9.0 /10
Online Check Writer
Reviewed on 26/7/2022
Overall, if you are using this service to write paper check, or email electronic checks it's...
Overall, if you are using this service to write paper check, or email electronic checks it's amazing. Anything else they are just not ready for prime time. Price is a little expensive compared to a bank, but it's fairly simple. The customer support is nice, and good for technical support. Worthless for anything financial and I repeat DO NOT WASTE YOUUR TIME OR MONEY USING THE ACH SERVICE. IT IS WORSE THAN HORRIBLE.
Pros
If you are using this for the purpose of tracking and writing checks it's great. Simple to use, easy to set up and print your paper checks, email an electronic check etc. These features are nice and simple to use. However DO NOT USE THEIR ACH SERVICE. IT IS HORRIBLE!!!! Other than ACH we love their service.
Cons
ACH SERVICE IS A COMPLETE JOKE, AND NOT SOMETHING I RECOMMEND. WE PAID AN EMPLOYEE BY ACH, THE THE MONEY WAS TAKEN FROM OUR ACCOUNT HE NEXT MORNING, BUT OUR EMPLOYEE HAD TO WAIT MORE THAN A WEEK TO GET HIS MONEY. They want you to keep your money in their wallet to do ACH faster, and that just isn't feasible when you can't get answers quickly, and when they are limited in what they can do to assist you. DO NOT USE THEIR ACH SERVICE. Also, there are a lot of services they promote that don't work at all. Their payroll service does not work. We spent time setting it up only to be told it wasn't ready and doesn't work.
Response from Zil Money
Hi Doniceth,
Thank you for the favorable review. We are trying to improve the ACH services, as you know, it involves multiple intermediaries, and the delays are often systemic. However, we are working hard to find a solution. We have payment methods that work well: checks, wire transfers, credit card payments, e-checks, get-paid links, and more. Also, you have the option to start a Zil Cloud Banking account that we provide and initiate ACH which will be completed within a day. Thank you once again for the feedback.
- Industry: Nonprofit Organisation Management
- Company size: 11–50 Employees
- Used Daily for 2+ years
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Review Source
Overall rating
- Ease of Use
- Customer Support
- Likelihood to recommend 2.0 /10
OLCW Needs to Improve It's Systems
Reviewed on 1/8/2022
Pros
Customer support is helpful and easily available but usually needed after the fact(changes are made and not communicated to users.)
Cons
The platform does a poor job of communicating changes with users, including price changes, design updates, and changes.
Response from Zil Money
Hi Lauren,
Thank you for the review. We have now implemented an improved communication channel to notify customers about all changes on time. Our focus has been on platform development, which is now available with richer features than earlier. You can now handle all your payments, including credit cards - even where it is not accepted, wire transfers, ACH, e-checks, and more- from the same platform and with your membership. Each of our customers can now look forward to a seamless experience.
- Used Daily for 6-12 months
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 8.0 /10
A total time saver
Reviewed on 16/7/2018
This is a print checker and really good for business.
This is a print checker and really good for business.
Pros
Very reliable and trustworthy. Easy to use and learn. It is so convenient to use the software and the results are positive.
Cons
Sometimes a bit hassle but if dealt with care, the Product seems to be great especially in such short time.
Response from Zil Money
Thank you so much for such a great review! We work really hard to offer you the best possible service. We are always improving our product and service to make our customers happy.

- Industry: Outsourcing/Offshoring
- Used Weekly for 1+ year
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
One of my way of saying, I made my life easier using this software in my web business.
Reviewed on 16/7/2018
Pros
The software is very user-friendly. This is a big advantage to other software I used before. The process of signing with each check I issue is very easy, just a click of a mouse and it's done.
Cons
Nothing. The usual software is very complicated and the instructions are hard to follow especially to those who are not computer savvy.
Response from Zil Money
First of all, we would like to thank you for your kind words so far. We apologize that our service did not satisfy your expectations. . We are always improving our product and service to make our customers happy.

- Industry: Online Media
- Company size: Self Employed
- Used for Free Trial
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 10.0 /10
Online Checkwriter - a need of the hour
Reviewed on 15/8/2018
Pros
The emergence of Online check writer is a need of the hour. It has features akin to demand draft obtain directly from Bank. Hence, utilizing the facility a business man can save a lot of time in routine works. It is doubtless that everyone would love to hear a more attractive feature of online check draft, that is, the process does not involve any fee like credit card or ACH. The check can be accepted through phone, fax or online. There are not so much investments required to avail the facility. In every aspect, online check writer is highly beneficial to businessmen.
Cons
The output of the process is not acceptable internationally. This is the only disadvantage I can say about the software.
Response from Zil Money
First of all, we would like to thank you for your kind words so far. We're glad you like our platform and that it's working for you. We work really hard to offer you the best possible service

- Used Weekly for 6-12 months
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
Great Software
Reviewed on 7/5/2018
Pros
Makes payroll a simple task, started using this software about 6 months ago for my small business and will continue to use it in the future.
This is a sponsored review
Cons
I have not found any cons about this software so far. Every time i used this payroll software it worked as described.
Response from Zil Money
Thank you, we're really happy to hear that you're getting good value out of it! The whole team here at Online Check Writer would like to thank you for taking the time to leave us a review.

- Industry: Internet
- Company size: 201–500 Employees
- Used Daily for 1-5 months
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 10.0 /10
This is very effective software for those who do business.This is a sponsored review
Reviewed on 18/6/2018
Saves my time and money.This is a sponsored review
Saves my time and money.This is a sponsored review
Pros
Most interesting thing about this app is it's easy to use and saves money and time. Definitely recommend it .This is a sponsored review
Cons
It saves time for business man. This is the thing i like about this software. Happy to use this. Thanks.
Response from Zil Money
Thank you so much for your great review, we're glad you're enjoying Online Check Writer and would love to hear from you if you need any help using the tool. Hope to see you again.

- Used Monthly for 1+ year
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 9.0 /10
Very easy to use, helpful, intuitive and lifesaving
Reviewed on 17/7/2018
The greatest benefit was saving a lot of time, i don't have to draft 20 or 50 checks at month, it...
The greatest benefit was saving a lot of time, i don't have to draft 20 or 50 checks at month, it was indeed a great add to my company
Pros
It is a very easy to use software to keep track and write your checks online, that way you don't have to keep your check wallet around with you anymore, very intuitive, it is a definitive must have if you want to get rid of your old checkbook
Cons
I couldn't find any major flaws on it, it is easy to you and never has let me down, it was a great purchase
Response from Zil Money
Thank you so much for your great review, we're glad you're enjoying Online Check Writer and would love to hear from you if you need any help using the tool. Hope to see you again.
- Industry: Music
- Company size: 501–1,000 Employees
- Used Weekly for 6-12 months
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 8.0 /10
Pretty good!
Reviewed on 17/10/2018
I like that i can finally print multiple bank statements and checks without the use of that silly...
I like that i can finally print multiple bank statements and checks without the use of that silly special paper. Sweet invention
Pros
I can print whatever checks and banking info without having to go to a in person third person
Cons
It wouldve been nice if it was free. Although i didnt really mind paying the extra.
Response from Zil Money
Great to hear! Thank you so much for your review. We've always had great feedback about the product and are really glad to hear that you're happy with it!
- Industry: Hospitality
- Company size: 11–50 Employees
- Used Daily for 1+ year
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 10.0 /10
Excellent Small Business Check Management System
Reviewed on 26/7/2022
Pros
I have integrated OCW into my invoicing system with awesome results. I can manage accounts payable and track and manage vendor payments all with ease. The checks I create for vendor payment are professional grade. The provided online check link is invaluable. It removes third party payment fees, and allows my customers to make direct payments, via digital check . I now process more than 80 percent of invoices directly through OCW. This product has helped me streamline and better control fiscal policy and has given me the tools I needed to further expand my business . All done at a price that this small business can afford. Id recommend them to anyone.
Cons
My only qualm, which does not detract from my overall love of this product, is to have better control over the appearance of 'checks received' through the online digital check link.
Response from Zil Money
Hi David,
That's a wonderful review. Our developers are delighted to see this. We are constantly improving the platform and will work on your suggestion related to check received appearance.
- Industry: Legal Services
- Company size: 11–50 Employees
- Used Weekly for 2+ years
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 9.0 /10
Happy with Check Writer
Reviewed on 26/7/2022
Over all I love it and will continue to use it.
Over all I love it and will continue to use it.
Pros
I like the ability to email payments to our servers. I like the ability to be able to send payments from any device quickly. I like the ease of use and easy learning curve.
Cons
They offer direct deposit free but charge for emailing a check. Feel that it should be the other way around since email really doesn’t create any extra work like a direct deposit would.
Also would like to be able to enter a date on each individual line of a deposit slip without having to type it in and click on the date, would like to have a calendar pop up to choose a date on each line.
Response from Zil Money
Thank you Tammie for this great review, we have noted your suggestion about the direct deposit fee and email check fee.
- Industry: Law Practice
- Company size: 2–10 Employees
- Used Weekly for 1-5 months
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 3.0 /10
Could be great with a little effort!
Reviewed on 28/7/2022
I thought I would have more functionality from the program, but I can perform all the same...
I thought I would have more functionality from the program, but I can perform all the same functions using my bank's bill pay option. I cannot add field checks that are required for my customers, and therefore I cannot do accurate reporting. The reporting function has information from when the account was being tested, and the transition to a paid account was not good. There were supposed to be credited to my account every month, but each time I use the program, I have to contact support to print checks or deposit slips.
Pros
The nice feature is the customizable check-writing design. The design possibilities are entry-level but serve a basic purpose if you want a simple check writing ability.
Cons
The program is not customizable to the needs of other industries where you may need additional fields for data and reporting. The program often did not work as expected, and the transition from a fee to a paid plan has been nothing short of a nightmare. The information in its knowledge base does not match the program's, causing confusion.
Alternatives Considered
Quickbooks OnlineReasons for Switching to Online Check Writer
YesResponse from Zil Money
Hi Cody,
Thank you for the review. OnlineCheckWriter.com allows customization. Please allow our team to guide you via a demo. We will update the knowledge base shortly; thank you for pointing that out.
- Industry: Automotive
- Company size: 11–50 Employees
- Used Daily for 1+ year
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 10.0 /10
Will never look back
Reviewed on 26/7/2022
Amazing
Amazing
Pros
Ease, can use any check paper, customizable
Cons
I do not have anything I don't like, everything is great, 0 complaints!
Reasons for Switching to Online Check Writer
easeResponse from Zil Money
Thank you very much, Alexandria for this great review.
- Industry: Retail
- Company size: 11–50 Employees
- Used Monthly for 2+ years
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 1.0 /10
In the words of my bank - "This is Scam-like"
Reviewed on 18/11/2022
While I've been a customer with OCW for many years, their recent merge with Zil Money has changed...
While I've been a customer with OCW for many years, their recent merge with Zil Money has changed the company in the customer service department. No longer are they willing to listen to concerns with a "customer first" mindset. When approached with a problem, they refuse to acknowledge an issue. Even when it requires involvement from the internal development team after multiple attempts to issue checks. The problem wasn't on my end (after trying multiple browsers, multiple laptops and different users, yet still had the same error messages) and they refused to admit it. Insufficient credit was provided for this inconvenience.
Pros
OCW's platform is quick to learn and has in intuitive user interface
Cons
Customer service was awful and inflexible when trying to address multiple concerns within a very short timeframe. They had an opportunity to step up and deescalate my situations but refused to do so. Their inflexible approach to customer service just lost me as a client.
Response from Zil Money
We apologize for the concern you faced from us. The team is ready to hear and solve your issues.
- Industry: Accounting
- Company size: 2–10 Employees
- Used Weekly for 2+ years
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 10.0 /10
Great for any size bookkeeper
Reviewed on 12/1/2023
Pros
The ability to sync with QBO and add multiple bank accounts or clients makes using this software amazing. It is very easy to setup and use and customize check templates as needed.
Cons
When they switched their billing model and the functionality of their site it made it very difficult to use for a time being as there were many glitches but their customer support was able to assist me.
Response from Zil Money
Hi Dustyn, we're glad to hear that you find our software easy to use and customize. We're sorry to hear that you had some difficulty when we switched our billing model, but we're glad that our customer support was able to help you out. We appreciate your feedback and hope that you continue to enjoy using our software.
- Industry: Construction
- Company size: 2–10 Employees
- Used Weekly for 1+ year
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 10.0 /10
Program Review
Reviewed on 23/12/2022
Getting account payables paid using the check printing service.
Getting account payables paid using the check printing service.
Pros
The check printing and processing is an excellent feature.
Cons
Billing could be a little easier to pay.
Reasons for Switching to Online Check Writer
The ease of use and processing is very easy.Response from Zil Money
Hello Robert, we would like to thank you for your kind words. We're glad you like our platform and that it's working for you.
- Industry: Events Services
- Company size: 2–10 Employees
- Used Weekly for 2+ years
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 10.0 /10
Enjoy using Online Check Writer
Reviewed on 12/7/2022
VERY GOOD - saved us a lot of manual work
VERY GOOD - saved us a lot of manual work
Pros
Basic - the ease of use
Secondary - the ability to select history on and individual staff member
Cons
When reworking my settings the app worked differently in new version than it had for years
OK at this point after using for a while
Response from Zil Money
Hi Gerald,
Thank you very much. We understand that the new version has a lot of differences from the earlier platform, and it might take a few days to get used to it. Let us guarantee that the new platform is designed to enhance speed and security. We will be happy to incorporate more features to help our users. You are welcome to give us improvement suggestions. Thank you once again for the review.
- Industry: Law Practice
- Company size: 11–50 Employees
- Used Daily for 1+ year
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 8.0 /10
Innovative and progressive
Reviewed on 25/7/2022
Pros
It allows quick payment to vendors and others.
Cons
It has just raised the price which affects the bottom line.
Response from Zil Money
Hi Randall,
Thank you for the great review here. We hope you are aware of our subscription plans with 100% cashback and also cutting your transaction costs by 81%. If you would like to discuss that or a custom plan for you, please call us at (408) 775-7720; we will be happy to assist.
- Industry: Construction
- Company size: 2–10 Employees
- Used Daily for 1+ year
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 6.0 /10
Decent Product but could be much better
Reviewed on 26/7/2022
Very frustrating
Very frustrating
Pros
Easy to use. Easy to print checks.
Cons
Technical issues and tech support. Them doing sopftware updates on friday during business hours.
Response from Zil Money
Hi Nick,
Thank you for the review. Please call us as we would like to understand further your troubles while using our platform. The problem you are facing could probably be solved via a demo.
- Industry: Accounting
- Company size: 2–10 Employees
- Used Weekly for 1-5 months
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 8.0 /10
Good option to consider
Reviewed on 9/1/2023
Pros
I definitely love the all in one package, you can bill your clients, pay your vendors, make payment internationally without any limits, check draft, integration with QuickBooks etc.
Cons
The only features i would want them to improve is the check payment, my clients get stuck when they reach an option to click pay now, i would definitely recommend Online checkwriter team check on this to make the payment more effortless.
Response from Zil Money
Thank you for the great review, Tonchui! We're glad to hear that you love our all-in-one package and that OnlineCheckWriter.com has been a good option for you. We'll definitely take your feedback on board and see what we can do to improve the check payment process. Thanks again for writing this review - it means a lot to us!
- Industry: Writing & Editing
- Company size: Self Employed
- Used Monthly for 6-12 months
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 10.0 /10
My Brief Experience with Online Check Writer as a Freelance Writer
Reviewed on 23/10/2022
Online Check Writer has enabled me to process/make payments and receive payments in the comfort of...
Online Check Writer has enabled me to process/make payments and receive payments in the comfort of my office or home saving time and resources that could be used traveling and queuing in banks.
Pros
I have been using Online Check Writer for more than 8 months now, and I believe this is one of the best decisions I've ever made. I like this software because it offers instant check printing at the convenience of your office or home, using blank stock papers and a regular printer. Besides, this software provides seamless ACH payment processing services, e-checks, and wire. Online Check Writers also provides a totally free version that allows you to make 5 payments per month or receive unlimited e-checks or ACH payments. I believe it is the best solution for online payments and banking, I've ever come across since I started working as a freelance writer.
Cons
The only con about Online Check Writer is its complexity which makes it difficult to understand or deploy, especially for new users. The support team is somewhat slow, but they will always respond to all queries.
Response from Zil Money
Glad to hear that you have been using OnlineCheckWriter for 8 months.Thank you for being such a good customer
- Used Daily for 6-12 months
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
Painless Way to Do Small Business Payroll
Reviewed on 19/1/2018
Pros
This is a sponsored review. Online Check Write is an amazing service that has allowed our small business to keep up with our payroll and our clientele. What is especially helpful is that Check Write keeps all your checks in the cloud, so we no longer have to worry about throwing away one of our old checks.
Response from Zil Money
Thank you so much for your great review, we're glad you're enjoying Online Check Writer and would love to hear from you if you need any help using the tool. Hope to see you again.
- Industry: Information Technology & Services
- Company size: 51–200 Employees
- Used Daily for 1-5 months
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 5.0 /10
Good customer support but UI needs work
Reviewed on 25/7/2022
We have multiple people who write checks for multiple companies, so we wanted software with strong...
We have multiple people who write checks for multiple companies, so we wanted software with strong controls to ensure flexibility
Pros
Good controls
Relatively easy to use once setup
Cons
Website was NOT very user friendly / straightforward to setup
Would definitely benefit from getting user feedback on how to improve software for initial setup and use
For example, it asks for company name when setting up a new user, but means the company that they will be writing checks for instead of the company they work for
Also lots of choices on roles, etc. when setting up new users - need guide on what each role setting means
Response from Zil Money
Hi Gleeson,
Thank you for the feedback. We have briefed our development team with your suggestions. We will work on this and improve fast.
- Industry: Accounting
- Company size: Self Employed
- Used Weekly for 1+ year
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Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 8.0 /10
My Review
Reviewed on 1/8/2022
Great -- I couldn't live without it.
Great -- I couldn't live without it.
Pros
I like that I can click to write checks and mail them.
Cons
Sometimes the application is buggy, but support has been wonderful and responsive.
Response from Zil Money
Thank you for the lovely review.Customize check instantly create your personal or business checks yourself. You can design your check with drag and drop feature on Online Check Writer. Personalize your business check by adding the company logo, font style, and signature. Add a background image and more, pay your vendors or suppliers proudly using our check printing software. Moreover, shifting to printing check on blank stock papers using OCW saves your business over 80% check printing costs.