Authorize.Net

Credit card processing for small & medium business merchants

About Authorize.Net

Authorize.Net is an online payment gateway enabling small to medium-sized online merchants to accept credit card and electronic check payments from websites and deposit funds automatically into their merchant bank account. More than 305,000 merchants trust Authorize.net for payment processing and online fraud prevention solutions.

Accept retail payments/in-person payments by attaching a compatible card reader to an existing computer, or use a mobile device in order to accept payments on the go. Authorize.Net also powers payments for dozens of pre-integrated, third party point-of-sale systems.

Customers can make a web purchase on their mobile phone, and Authorize.Net payments can be embedded into the business' mobile app for accepting payments.

Accept mail order/telephone order payments and submit transactions manually by entering payment details into Authorize.Net's online virtual terminal. This feature is ideal for merchants who take mail or telephone orders from their customers.

Pricing starting from:

US$25.00/month

  • Free Trial
  • Free Version
  • Subscription

Key benefits of Authorize.Net

  • Accept a variety of payments – All major credit cards, eCheck.Net (electronic checks from bank accounts), gift cards, and signature debit cards.

  • Manage transactions – A full-featured merchant interface to monitor and control payments through websites.

  • Prevent fraud – Identify suspicious transactions with value-adding products and built-in fraud tools.

  • Risk management – Sensitive data is stored in the Authorize.Net PCI-compliant data center, and never on the user's computer.

  • Receive payments quickly – Funds are automatically deposited into the user's merchant bank account within days.

  • Free help – Authorize.Net provides live technical and account support to merchants, as well as access to online documentation and user guides.

  • Devices

    Business size

    S M L

    Markets

    Australia, Canada, China, United Kingdom, India, United States

    Supported Languages

    English

    Pricing starting from:

    US$25.00/month

    • Free Trial
    • Free Version
    • Subscription

    Images

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    Authorize.Net video
    Authorize.Net screenshot:

    Features

    Total features of Authorize.Net: 34

    • API
    • Access Controls/Permissions
    • Authentication
    • Batch Processing
    • Commission Management
    • Customer Accounts
    • Customisable Branding
    • Data Storage Management
    • Discount Management
    • Electronic Payments
    • Electronic Signature
    • Fraud Detection
    • Gift Card Management
    • Inventory Management
    • Invoice Processing
    • Loyalty Program
    • Mobile Access
    • Monitoring
    • Multi-Location
    • Order Processing
    • Ordering Automation
    • PCI Compliance
    • Payment Processing
    • Purchasing & Receiving
    • Real Time Data
    • Recurring/Subscription Billing
    • Restaurant POS
    • Retail POS
    • Returns Management
    • Sales Reports
    • Subscription Management
    • Transaction History
    • Transaction Monitoring
    • eCommerce Management

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    Reviews

    Overall rating

    4.4 /5
    (116)
    Value for Money
    4.3/5
    Features
    4.3/5
    Ease of Use
    4.2/5
    Customer Support
    4.2/5

    Already have Authorize.Net?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Write a Review!
    Showing 5 reviews of 116
    Keyana K.
    Overall rating
    • Industry: Internet
    • Company size: 11-50 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 9.0 /10

    Gets the job done with hardly any issues ever.

    Reviewed on 25/4/2018

    Pros

    Authorize.net is our payment gateway, as we are a company that runs several credit card transactions daily. The fees are minimal, the customer service has always been great (even if, at times, the reasons I had to call we're not so great), and the website is about the simplest one I've ever used, considering all of the information it processes. We don't use any POS devices, just the website, but that's still MORE than enough for us.

    Cons

    I wish it was easier to edit ARB subscriptions; for example, if I want to simply change the date that a customer's auto-charge runs, I have to actually delete the whole thing, and create a new one to reflect the date change. That's pretty annoying, but for a website that hasn't really changed much in the 12 years since I first began using it, I can only expect so much at this point.

    Verified Reviewer
    Overall rating
    • Industry: Nonprofit Organisation Management
    • Company size: 11-50 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Ease of Use
    • Customer Support
    • Likelihood to recommend 7.0 /10

    Gets the Job Done

    Reviewed on 3/12/2020

    Fine. It gets the job done. I havent worked with any other credit card processors, so I dont have...

    Fine. It gets the job done. I havent worked with any other credit card processors, so I dont have much to compare with.

    Pros

    It gets the job done. Processes credit card transactions effectively, securely, and has decent reporting tools.

    Cons

    We've had some issues with settings in the past that were not clear to us. Earlier this year we realized tons of valid donations had been declined because a fraud detection setting was limiting hte number of transactions allowed per day. We didnt even know about it until we got complaints and dug in to see what was going on. Would have been nice if someone noticed that hundreds of transactions were being declined and contacted us to let us know. We also have an issue where a setting to sent receipts automatically is flipped off because we send customized branded receipts, but they are still sent. I contacted customer service and they basically just said, well the setting is off so it should be fine. But I still get the automated receipts for every transaction.

    Jay M.
    Overall rating
    • Industry: Marketing & Advertising
    • Company size: 2-10 Employees
    • Used Daily for 1-5 months
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 1.0 /10

    Holds Funds like PayPal Does - Avoid.

    Reviewed on 3/12/2019

    I'm not saying that Authorize.net does not work for everybody. But the digital marketer is in...

    I'm not saying that Authorize.net does not work for everybody. But the digital marketer is in particular I would steer clear because it has the same issues that PayPal exhibits were sometimes a hold your funds for no reason and you have to fight to get them. Youre flagged as high risk

    I was a customer with Authorize.net for about three months and I was approved for ACH bank transfers by their credit team. I put two of them through and all of a sudden my bank transfer account was shut down and they didn't tell me why other than my account was deemed high-risk by their bank and no matter what I did it would never be reopened ever. To my knowledge the only thing that makes it high-risk is that I charged about $5k in two days - Which I told the underwriter team was my norm before I signed up. They knew how much money I would be processing each month. They also told me that my business model wasn't elibigile for bank transfers.

    My clients couldn't even ask for a refund. All they could do was dispute the charges that were on hold and if they did that it would hurt my account and my credit. To this day they still have about $4400 of my money that I will not get until the end of January if my account is in good standing. Well I shut down the account and moved over to QuickBooks so hopefully I get paid.

    Again I'm doing recurring bank transfers with my client so this might not be the case for everybody and this might be great for credit card transactions.

    Pros

    It was very easy to set up recurring payments and sync with my webmaster.

    Cons

    - The UI is extremely outdated and looks like it's from the early 2000s.
    - Your invoices are not customizable and they look tacky
    - Navigating around the menu is not user-friendly as finding where you're trying to go and can be difficult
    - Customer support is not the greatest and sometimes I can't help you with your problems or get back to you in a timely matter

    Sharon C.
    Overall rating
    • Industry: Hospitality
    • Company size: 2-10 Employees
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Excellent for online bookings

    Reviewed on 26/12/2020

    A great tool that enables our business. We love it.

    A great tool that enables our business. We love it.

    Pros

    I love how simple the tool is to process payments online. Our customers often express their distrust in online systems when booking with credit card systems they don't trust. Authorize.net enables us to install that trust in our business and also enables us to process all types of card payments, reducing our churn figures that come with physical bookings.

    Cons

    Can be difficult to navigate, especially on mobile. We have also had some fraudulent transactions that the system did not notify us of.

    Brian W.
    Overall rating
    • Industry: Retail
    • Company size: 11-50 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 7.0 /10

    Very Useful CC Gateway

    Reviewed on 24/4/2019

    Authorize.net is really a payment gateway for your site or business. We have utilized the mobile...

    Authorize.net is really a payment gateway for your site or business. We have utilized the mobile application for 1 off transactions and have been pleased with how it works. It is not made to be your whole inventory tracker in the least bit, but it does its job for the occasional transaction. We have been using the gateway on our sites for years. We have used Magento, and WooCommerce and now Shopify for our site. We did have some issues with WooCommerce and finding plugins for the payment gateway that worked for all we needed it to. That being said, for the majority of the time it has worked.
    Thank you

    Pros

    It really has never failed us when utilizing the application to run transactions on the go. It has worked for us for years.

    Cons

    Integrations with WooCommerce has proven difficult at times. We have utilized the official plugin for some time, but that has recently started to have problems for us. We ended up switching to a new backend for our site. We'll probably still be utilizing Authorize.net though.

    Showing 5 reviews of 116 Read all reviews

    Authorize.Net FAQs

    Below are some frequently asked questions for Authorize.Net.

    Authorize.Net offers the following pricing plans:

    • Starting from: US$25.00/month
    • Pricing model: Free, Subscription
    • Free Trial: Not Available

    2.9% + .30 per transaction* $49 setup, $25 monthly gateway + free additional services. *Partner merchant account fees may vary, contact Authorize.net for more details.

    We do not have any information about Authorize.Net features

    Authorize.Net has the following typical customers:

    Self Employed, 2-10, 11-50, 51-200, 201-500, 501-1,000, 1,001+

    Authorize.Net supports the following languages:

    English

    Authorize.Net supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Authorize.Net integrates with the following applications:

    PayPal

    Authorize.Net offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat

    Related categories

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