Plooto

About Plooto

Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, processes, control, and reporting. Get paid as soon as 2 business days with credit cards! Trusted by 6,000+ businesses, the platform also integrates with popular accounting systems such as Xero and QuickBooks to eliminate data entry and automate the reconciliation of bills and invoices.

Plooto provides robust two-way sync with QuickBooks and Xero, automating the end-to-end AP and AR processes - from syncing invoices and payments to reconciling payment records while keeping a full audit trail.

Additionally, features like customizable approval workflows, recurring payments and pre-authorized debit (PAD) agreements save you even more time and effort.


Key benefits of Plooto

  • Stop chasing check signatures with Plooto's smart approval workflow - allowing you to get payment approvals from assigned approvers from anywhere in the world.

  • Improve your cash flow and get paid as soon as 2 business days with Plooto's credit card acceptance (compared to the 4-7 business days with ACH). Plus, provide more payment flexibility to your customers!

  • With Plooto's smart integration, automatically sync all invoices and transactions to and from QuickBooks or Xero

  • Plooto keeps a full audit trail of all transactions, saving you countless hours on data entry

  • Switch between multiple client accounts with Plooto's dashboard view - perfect for accountants and bookkeepers.

  • Collect one-time and recurring payments faster with PAD to streamline the accounts receivable process

  • Securely transfer funds electronically without having to know the payee's banking information.

  • Send domestic and cross-border payments between Canada and the U.S. with no percentage fees.

  • Images

    Plooto Software - Plooto Client Dashboard | Have full visibility of your clients and see all pending action items at a glance.
    Plooto Software - Plooto Accounts Payable Dashboard | View all of your client's pending and completed payables
    Plooto Software - Plooto Integration | With Plooto's two-way sync with QuickBooks and Xero, automate accounting payable processes
    Plooto Software - Plooto Manual Payment | Have the ability to make manual payments without having to sync to an accounting software
    Plooto Software - Plooto Accounts Receivable Dashboard | View all of your client's pending and completed receivables
    Plooto Software - Plooto Request Payment | Manually request payments and enjoy features like recurring payment and PAD
    Plooto Software - Plooto Integration | With Plooto's two-way sync with QuickBooks and Xero, automate accounting receivable processes
    View 8 more
    Plooto video
    Plooto Software - Plooto Client Dashboard | Have full visibility of your clients and see all pending action items at a glance.
    Plooto Software - Plooto Accounts Payable Dashboard | View all of your client's pending and completed payables
    Plooto Software - Plooto Integration | With Plooto's two-way sync with QuickBooks and Xero, automate accounting payable processes
    Plooto Software - Plooto Manual Payment | Have the ability to make manual payments without having to sync to an accounting software
    Plooto Software - Plooto Accounts Receivable Dashboard | View all of your client's pending and completed receivables
    Plooto Software - Plooto Request Payment | Manually request payments and enjoy features like recurring payment and PAD
    Plooto Software - Plooto Integration | With Plooto's two-way sync with QuickBooks and Xero, automate accounting receivable processes

    Not sure about Plooto? Compare with a popular alternative

    Plooto

    4.4 (229)
    VS.

    Starting Price

    CA$32.00
    month
    €129.00
    month

    Pricing Options

    Free version
    Free trial
    Free version
    Free trial

    Features

    68
    140

    Integrations

    2
    44

    Ease of Use

    4.5 (229)
    4.6 (128)

    Value for Money

    4.2 (229)
    4.6 (128)

    Customer Service

    4.0 (229)
    4.7 (128)

    Alternatives

    Tipalti

    4.7
    #1 Alternative to Plooto
    Transform your business with Tipalti’s comprehensive finance automation solution. Streamline your accounts payables,...

    Chargebee

    4.3
    #2 Alternative to Plooto
    Chargebee is a recurring revenue management platform for a global scale. Leading companies trust Chargebee to power...

    QuickBooks Desktop Enterprise

    4.5
    #3 Alternative to Plooto
    QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access...

    Podium

    4.3
    #4 Alternative to Plooto
    Podium is a best-in-class messaging + payments platform for local businesses that generates leads, boosts online...

    Reviews

    Overall rating

    4.4 /5
    (229)
    Value for Money
    4.2/5
    Features
    4.2/5
    Ease of Use
    4.5/5
    Customer Support
    4.0/5

    Already have Plooto?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 229
    Keri
    Overall rating
    • Industry: Warehousing
    • Company size: 2–10 Employees
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Plooto as 3rd Party ACH Provider

    Reviewed on 17/12/2020

    My overall experience has been great. Customer service is timely and helpful. This software has...

    My overall experience has been great. Customer service is timely and helpful. This software has saved me countless hours of which I don't have to spare!

    Pros

    The integration with Quickbooks Online is simple and makes my A/R seamless. I love that my clients set up an ACH agreement one time and moving forward I request and process my A/R with a click of a button. I can also select which account I want the deposit to go to. Data is easy to download for reconciliation purposes as well.

    Cons

    I would like to see a default bank account option so I don't have to select a bank account for each transaction. I would also love for the deposit times to improve.

    Krista
    Overall rating
    • Industry: Accounting
    • Company size: 11–50 Employees
    • Used Daily for 6-12 months
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Great system for small businesses and non-profits.

    Reviewed on 14/12/2020

    Overall its a great system and we have moved the majority of our clients over to it. There are some...

    Overall its a great system and we have moved the majority of our clients over to it. There are some limitations but they just require a work around.

    Pros

    It is great for tracking the approval process for payments and providing an alternative method of payment for invoices.

    Cons

    Customer service has been a struggle for us. It is hard to get in touch with someone when we have questions or concerns. It would be nice if there was a way to receive approval for payment but to submit the payment offline. Sometimes payments need to be submitted by credit card or paper check and we cannot use the system for tracking approval for those.

    Chris
    Overall rating
    • Industry: Wholesale
    • Company size: 2–10 Employees
    • Used Weekly for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 2.0 /10

    Honest

    Reviewed on 15/12/2020

    Was over all good except for the issues one the setup was a little cumbersome and the length of...

    Was over all good except for the issues one the setup was a little cumbersome and the length of time to receive payment was way too long

    Pros

    The collection of data was seamless and the prompting and follow up on invoices was a good option

    Cons

    The length of time to process payment .This is excessively longer than other applications

    Alternatives Considered

    Wave Accounting

    Reasons for Choosing Plooto

    Payment times were way longer than paypal

    Switched From

    PayPal Commerce Platform

    Reasons for Switching to Plooto

    The platform seems to offer some nice options
    Alexandra
    Overall rating
    • Industry: Hospitality
    • Company size: 11–50 Employees
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 8.0 /10

    Overall a good option to manage Payables and Receivables

    Reviewed on 18/3/2022

    Pros

    Plooto is a user friendly software, easy to use and convenient. I was able to sync with QuickBooks, which makes the process even easier.

    Cons

    There are some functions that could be added/improved in the reporting area and external user experience.

    Judah
    Overall rating
    • Industry: Accounting
    • Company size: Self Employed
    • Used for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 5.0 /10

    It's alright, the integration with Xero is a bit iffy.

    Reviewed on 8/12/2020

    It's alright. Not great. Not bad. Nothing to write home about.

    It's alright. Not great. Not bad. Nothing to write home about.

    Pros

    It's affordability and versatility. The ability to have people on ACH subscriptions is a large plus

    Cons

    No option to accept credit cards. The rigidness of the PAD form and not allowing us access to the PAD form in the event that we want to move to a different platform. Not easy to add new vendors without adding an inconvenience to them.

    Alternatives Considered

    Stripe

    Reasons for Switching to Plooto

    The price compared to Stripe is nicer. The subscription with ACH through using a PAD form put Veem out of the running.
    Showing 5 reviews of 229 Read all reviews

    Plooto FAQs

    Below are some frequently asked questions for Plooto.

    Plooto offers the following pricing plans:

    • Starting from: CA$32.00/month
    • Pricing model: Subscription
    • Free Trial: Available

    No setup fees. No integration fees. No hidden fees.

    Plooto has the following typical customers:

    Self Employed, 2–10, 11–50, 51–200

    Plooto supports the following languages:

    English

    Plooto supports the following devices:

    Plooto integrates with the following applications:

    QuickBooks Online Advanced, Xero

    Plooto offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat

    Related categories

    See all software categories found for Plooto.