About Square Payments

Square Payments is an online payment processing solution which integrates with Square hardware and POS software to allow businesses to accept various payment types. Businesses can use Square Payments to make transactions from any location, deposit payments from all major credit cards, send invoices, store payment details for recurring customers, sell through e-commerce platforms, and more through integration with other Square tools and third party applications.

In order to facilitate the acceptance of any type of payment, Square Payments provides tools for managing chip cards, NFC payments, magstripe, remote payments, cash deposits, and more, meaning businesses can offer more flexibility to their customers. Users can integrate with Square’s card reader hardware and POS application to process payments anywhere, and in any way that customers wish to pay. Payments can also be handled remotely by keying in payments even when offline and, utilizing Square hardware, merchants can accept credit cards, NFC payments, gift cards, and more.

Square Payments provides automatic security measures including PCI compliance, chargeback protection, account takeover protection, fraud monitoring and detection, and more, so that both businesses and their customers can rest assured their accounts and data are safe when completing transactions.

Pricing starting from:

Not provided by vendor

  • Free Version
  • Free Trial
  • Subscription

Key benefits of Square Payments

  • Integrate with Square Invoices to send invoices from laptops or mobile devices directly to customers’ email inboxes and provide clients with a button to pay online or in person with credit and debit card processing.

  • Ensure payments are processed accurately and securely with automated features such as dispute management, PCI compliance management, fraud monitoring, chargeback protection, and more.

  • Integrate with third party e-commerce platforms such as BigCommerce, Weebly, Wix, WooCommerce, Ecwid, and more through the Square App Marketplace to sell online and process payments.

  • Accept payments from chip credit cards, magstripe, NFC through mobile devices, or remotely by keying in payments from the Square dashboard without the need for a card reader. Businesses can also save cards on file for recurring customers to save time.

  • Utilize the Square Payment Processing APIs to sell online through custom built-in app or website payment solutions, and seamlessly integrate online and offline sales. Benefit from Square features such as reporting, deposit tracking, and more.
  • Typical Customers

    • Freelancers
    • Small Businesses (2-50)
    • Mid-size Companies (51-500)
    • Large enterprises (500 and more)

    Deployment

    • Cloud-based
    • On-premise

    Markets

    Australia, Canada, France, Ireland, Japan and 3 others

    Supported Languages

    English, French, Japanese, Spanish

    Pricing starting from:

    Not provided by vendor

    • Free Version
    • Free Trial
    • Subscription

    Images

    Square Payments Software - Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more
    Square Payments Software - Connect Square payments processing with Square hardware devices to accept all major credit cards
    Square Payments Software - Accept credit card payments by integrating with Square card reader hardware and POS software
    Square Payments Software - Digital receipts
    Square Payments Software - Payments virtual terminal
    Square Payments Software - Application dashboard
    View 7 more
    Square Payments video
    Square Payments Software - Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more
    Square Payments Software - Connect Square payments processing with Square hardware devices to accept all major credit cards
    Square Payments Software - Accept credit card payments by integrating with Square card reader hardware and POS software
    Square Payments Software - Digital receipts
    Square Payments Software - Payments virtual terminal
    Square Payments Software - Application dashboard

    Features

    Total features of Square Payments: 33

    • ACH Payment Processing
    • API
    • Billing & Invoicing
    • Cash Management
    • Compliance Management
    • Contactless NFC
    • Credit Card Processing
    • Cryptocurrency Processing
    • Customer Database
    • Data Security
    • Debit/Credit Card Processing
    • Electronic Payments
    • Electronic Signature
    • Fraud Detection
    • Gift Card Management
    • In-Person Payments
    • Invoice Management
    • Mobile Access
    • Mobile Card Reader
    • Mobile Payments
    • Multiple Payment Options
    • Offline Access
    • Online Payments
    • PCI Compliance
    • Partial Payments
    • Payment Fraud Prevention
    • Point of Sale (POS)
    • Receipt Management
    • Recurring/Subscription Billing
    • Reporting & Statistics
    • Reporting/Analytics
    • SSL Security
    • Third-Party Integrations

    Alternatives

    ProPay

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    Slice

    4.3
    #2 Alternative to Square Payments
    Slice offers offers a credit card processing solution that eliminates all processing fees for businesses. It allows...

    Salesforce Sales Cloud

    4.4
    #3 Alternative to Square Payments
    Salesforce Sales Cloud is a cloud-based Customer Relationship Management (CRM) application from Salesforce. Sales Cloud...

    Plooto

    4.4
    #4 Alternative to Square Payments
    With Plooto's end to end AP and AR workflow automation, simplify the way payments are sent and collected online for...

    Reviews

    Overall rating

    4.7 /5
    (2,566)
    Value for Money
    4.5/5
    Features
    4.6/5
    Ease of Use
    4.7/5
    Customer Support
    4.4/5

    Already have Square Payments?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 2,566
    Mike
    Mike
    Overall rating
    • Industry: Photography
    • Company size: 2–10 Employees
    • Used Weekly for 6-12 months
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 7.0 /10

    Easy way for a business to be able to accept credit card payments

    Reviewed on 7/10/2024

    Overall its the best and easiest option for being able to accept credit card payments without...

    Overall its the best and easiest option for being able to accept credit card payments without having to jump through a lot of hoops and these days people don't carry cash so in order to make sales you have to be able to accept credit cards.

    Pros

    I like that I can use Square to accept credit card payments or my small business with out having to set up an account with one of the major credit card processing companies. Easy one stop shop

    Cons

    I dislike the cost of the tap terminals and processing fees.

    Mark
    Overall rating
    • Industry: Consumer Goods
    • Company size: 2–10 Employees
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Easy to use on the go

    Reviewed on 7/1/2025

    Great experience all round, reports are also very informative, daily emails reporting the previous...

    Great experience all round, reports are also very informative, daily emails reporting the previous days sales is also very helpful

    Pros

    Very easy to use with a great interface, i like how the app works, allows me to send invoices on the go and also manage my balace, the app works perfectly and i use it more than the browser based dashboard

    Cons

    Intergration with other selling platforms would be good

    Verified Reviewer
    Overall rating
    • Industry: Health, Wellness & Fitness
    • Company size: Self Employed
    • Used Daily for 1-5 months
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 5.0 /10

    Hefty price tag for sleek features

    Reviewed on 26/8/2024

    Square was effortless to set up and provided me everything I needed to accept wireless payments for...

    Square was effortless to set up and provided me everything I needed to accept wireless payments for my mobile studio. The ability to accept card anytime, anywhere was lucrative. The fees are high cost of operation are eventually what brought me away from them. For an enterprise business it would make more sense, but not for an SMB.

    Pros

    Square payments is awfully intuitive, probably the most learnable and quick to use platform of them all. They feature native integrations to any phone or computer you use. The app can even take payments on iPhone without a POS system. It is a UI dream and even keeps payments engaging and fun. Since they are a big company they have multiple lines of support, and ever adding features.

    Cons

    Square payments is expensive, I would say the most expensive of them all. I only lasted 3 months using their service. I was roped in by the ability to accept tap to pay on my iPhone without the need for equipment. However, the fees per transaction were getting up to 2.75% each, with additional fees for instant deposit into bank account. On $10,000 I paid Square about $400 in fees out of my hard earned revenue.

    Alternatives Considered

    Clover and SpotOn

    Reasons for Switching to Square Payments

    Ease of use, attractive UI, mobile payments without equipment
    Tammy
    Overall rating
    • Industry: Textiles
    • Company size: 2–10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Square for the win!

    Reviewed on 21/11/2024

    I have never had any issues with Square payments and I have been using them for 5 years now for my...

    I have never had any issues with Square payments and I have been using them for 5 years now for my small business. They are prompt and very easy to use.

    Pros

    Square payments make it easy for me to take credit card payments from customers either at my shop or on the go.

    Cons

    The only thing I would change about square is to lower the fees, but they are really not bad at all compared to other companies I have researched before deciding on my square.

    Alternatives Considered

    Clover and SmartSwipe

    Reasons for Switching to Square Payments

    I loved the reputation square had and the fact that they had a reader that allowed me to take payments wherever I was at.
    Bianca
    Overall rating
    • Industry: Health, Wellness & Fitness
    • Company size: 2–10 Employees
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 7.0 /10

    Square review

    Reviewed on 6/2/2025

    Overall good experience, good product with an easy set up

    Overall good experience, good product with an easy set up

    Pros

    Very easy set up, card processor can be used anywhere

    Cons

    Customer support can be hard to get in touch with

    Showing 5 reviews of 2,566 Read all reviews

    Square Payments FAQs

    Below are some frequently asked questions for Square Payments.

    Square Payments offers the following pricing plans:

    • Pricing model: Free Version
    • Free Trial: Not Available

    Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online & invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information.

    Square Payments has the following typical customers:

    Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000

    Square Payments supports the following languages:

    English, French, Japanese, Spanish

    Square Payments supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Square Payments integrates with the following applications:

    Acuity Scheduling, BigCommerce, Craver, DAVO, Ecwid, Fomo, Linktree, Mailchimp, Make, MarginEdge, MoeGo, Paymo, Poptin, QuickBooks Online Advanced, Sociavore, Square Invoices, Square Point of Sale, Synder, Thrive by Shopventory, TouchBistro, Weebly, Wix, WooCommerce, Zoho Invoice

    Square Payments offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat

    Related categories

    See all software categories found for Square Payments.