---
description: Learn how Cardinate can help your business. GetApp provides users in Ireland with the most detailed information on software tools, prices and features.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Cardinate Price, Reviews & Ratings | GetApp Ireland 2026
---

Breadcrumb: [Home](/) > [Financial Reporting Tools](/directory/247/reporting/software) > [Cardinate](/software/2113610/cardinate)

# Cardinate

Canonical: https://www.getapp.ie/software/2113610/cardinate

> Cardinate is a credit-card-first tracker. See every card's balance, utilization, APR, and due date in one dashboard, and get warned before a 0% intro APR expires and jumps to 24%. Track unlimited cards free by hand, or connect securely via Plaid. Pro ($12.99/mo) adds automatic bank sync.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

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## Overview

### Key benefits of Cardinate

See every credit card in one place: balances, utilization, APR, and due dates, without a spreadsheet.
Get warned before a 0% intro APR ends and the rate jumps to 24% or more.
Get a heads-up before an annual fee posts, so you have time to keep, downgrade, or cancel the card.
Track per-card and total utilization to help protect your credit score.
See a clear month-by-month payoff plan and your debt-free date, with avalanche or snowball.
Connect cards securely through Plaid in read-only mode, or add them manually. Cardinate never stores your bank login.
Free for unlimited manual tracking. Pro ($12.99/mo) adds automatic bank sync.
Privacy-first and ad-free. We make money from subscriptions, never from selling your data.

## About the vendor

- **Company**: Cardinate

## Commercial Context

- **Starting Price**: US$0.00
- **Pricing model**: Flat Rate (Free version available) (Free Trial)
- **Pricing Details**: Free: unlimited manual card tracking, no credit card required. Pro: $12.99/month or $129/year (two months free), adds automatic bank sync via Plaid, payoff strategy comparison, and full history. Founding members who upgrade early keep $9.99/month for life.
- **Target Audience**: 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Canada, Germany, United Kingdom, United States

## Features

- Accounting
- Activity Dashboard
- Cash Flow Management
- Cash Management
- Dashboard
- Data Import/Export
- Expense Tracking
- Financial Analysis
- General Ledger
- Real-Time Data
- Self-Service Reporting

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base

## Category

- [Financial Reporting Tools](https://www.getapp.ie/directory/247/reporting/software)

## Links

- [View on GetApp](https://www.getapp.ie/software/2113610/cardinate)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.getapp.com/all-software/a/cardinate/> |
| en-AE | <https://www.getapp.ae/software/2113610/cardinate> |
| en-AU | <https://www.getapp.com.au/software/2113610/cardinate> |
| en-CA | <https://www.getapp.ca/software/2113610/cardinate> |
| en-GB | <https://www.getapp.co.uk/software/2113610/cardinate> |
| en-IE | <https://www.getapp.ie/software/2113610/cardinate> |
| en-NZ | <https://www.getapp.co.nz/software/2113610/cardinate> |
| en-SG | <https://www.getapp.sg/software/2113610/cardinate> |
| en-ZA | <https://www.getapp.za.com/software/2113610/cardinate> |

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