---
description: Learn how Covenant Desk Lending can help your business. GetApp provides users in Ireland with the most detailed information on software tools, prices and features.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Covenant Desk Lending Price, Reviews & Ratings | GetApp Ireland 2026
---

Breadcrumb: [Home](/) > [Financial Risk Management Software](/directory/779/financial-risk-management/software) > [Covenant Desk Lending](/software/2293012/covenant-desk-lending)

# Covenant Desk Lending

Canonical: https://www.getapp.ie/software/2293012/covenant-desk-lending

> Covenant Desk Lending is a loan management system for Hong Kong licensed lenders, consolidating enquiries, identity verification, credit decisions, agreements, repayments, and collections. Features include HKID capture with liveness checks, sanctions screening, configurable scoring, e-signatures, AI document review, bilingual support in English/Traditional Chinese, multi-entity management, and structured data for CDS compliance.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

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## Overview

### Key benefits of Covenant Desk Lending

Centralizes the entire loan lifecycle in one system, covering enquiries, identity and AML checks, credit decisions, agreements, repayments, and collections&#10;Streamlines daily operations with a single borrower record, unified search, and a repayment queue that prioritizes tasks&#10;Supports bilingual workflows in English and Traditional Chinese, with sensitive data access controlled and audit-logged&#10;Integrates with existing data sources, allowing smooth migration from spreadsheets or other loan management systems&#10;Prepares lending operations for upcoming regulatory requirements, structuring records for CDS-ready exports

## About the vendor

- **Company**: Covenant Desk Limited

## Commercial Context

- **Starting Price**: US$250.00
- **Pricing model**: Flat Rate (Free Trial)
- **Pricing Details**: All prices in Hong Kong dollars, exclusive of any applicable taxes.&#10;&#10;Starter. HK$2,000 per month. No setup fee. Includes 3 staff seats, 1 lending company and 2,000 loan records.&#10;&#10;Growth. HK$5,500 per month. HK$5,000 one-time setup. Includes 10 staff seats, 1 lending company and 10,000 loan records.&#10;&#10;Federation. HK$14,000 per month. HK$20,000 one-time setup. Includes 25 staff seats, 3 lending companies and 20,000 loan records.&#10;&#10;Every plan includes the full staff portal, the borrower app, role-based access, audit logging and records structured for &#10;&#10;Credit Data Smart export. Plans differ by capacity, not by capability.&#10;&#10;Scaling beyond an included allowance:&#10;&#10;Additional staff seat. HK$1,000 one-time per seat above the plan allowance.&#10;&#10;Additional lending company. HK$3,000 one-time setup per company, plus HK$1,200 per month for companies two and three, and HK$1,500 per month for the fourth company onwards.&#10;&#10;Additional loan records. HK$1,000 per month for each block of 5,000 records above the plan allowance.&#10;&#10;Data and operations assisted setup. HK$3,500 one-time. Optional migration and field-mapping assistance.&#10;&#10;Add-ons included at no extra charge on every plan: secure messaging, repayment calculator, lender directory, loan applications, loan top-up, credit standing, alerts and notifications, overdue sync, installable app, application inbox, rate cards, team and permissions, sovereignty tier.&#10;&#10;Paid add-ons:&#10;&#10;AI borrower assistant. HK$200 per month plus HK$1,000 one-time setup.&#10;&#10;AI underwriting hints. HK$200 per month plus HK$1,000 one-time setup.&#10;&#10;AI collections assistant. HK$200 per month plus HK$1,000 &#10;one-time setup.&#10;&#10;AI risk scoring. HK$200 per month plus HK$1,000 one-time setup.&#10;&#10;WhatsApp screening. HK$200 per month plus HK$1,000 one-time setup.&#10;&#10;Identity and credit enrichment. HK$200 per month plus HK$1,000 one-time setup.&#10;&#10;Company and employment verification. HK$200 per month plus HK$1,000 one-time setup.&#10;&#10;Accounting sync for Xero. HK$200 per month plus HK$1,000 one-time setup.&#10;&#10;Google Calendar sync. HK$200 per month plus HK$1,000 one-time setup.&#10;&#10;Document templates and e-signature. HK$2,500 one-time setup, no monthly fee.&#10;&#10;Add-on trial. The first three monthly add-ons on an order are free for 7 days, including their setup fee. Further monthly add-ons are charged at full price. One-time items are charged when activated.&#10;&#10;Monthly pricing scales by lending companies and loan records at checkout. Pricing is published rather than quoted and can be bought online without a sales call.&#10;&#10;The lending product lines built on the platform, which are business lending, property mortgage and bridging finance, are scoped and quoted per engagement before any work begins. Tax loans, debt consolidation and guarantor lending are configured on the plans above at no additional licence cost.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop)
- **Supported Languages**: English, Traditional Chinese
- **Available Countries**: China, Hong Kong SAR China, Indonesia, Malaysia, Singapore, South Korea

## Features

- AI Copilot
- API
- Activity Dashboard
- Credit Risk Management
- Data Management
- Debt Management
- Generative AI
- Interest Rate Risks
- Performance Metrics
- Portfolio Analysis
- Portfolio Modeling
- Rate of Return Analysis
- Reporting
- Reporting & Statistics
- Reporting/Analytics
- Risk Analysis
- Visualisation

## Integrations (10 total)

- Excel Add-ins
- Excel Tools
- Gmail
- Microsoft 365
- Outlook Email Extractor
- Outlook Viewer
- Xero
- Xerox DocuShare
- Xerox Workflow Central
- Xerox Workplace Suite

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Financial Risk Management Software](https://www.getapp.ie/directory/779/financial-risk-management/software)

## Links

- [View on GetApp](https://www.getapp.ie/software/2293012/covenant-desk-lending)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.getapp.com/all-software/a/covenant-desk-lending/> |
| en-AE | <https://www.getapp.ae/software/2293012/covenant-desk-lending> |
| en-AU | <https://www.getapp.com.au/software/2293012/covenant-desk-lending> |
| en-CA | <https://www.getapp.ca/software/2293012/covenant-desk-lending> |
| en-GB | <https://www.getapp.co.uk/software/2293012/covenant-desk-lending> |
| en-IE | <https://www.getapp.ie/software/2293012/covenant-desk-lending> |
| en-NZ | <https://www.getapp.co.nz/software/2293012/covenant-desk-lending> |
| en-SG | <https://www.getapp.sg/software/2293012/covenant-desk-lending> |
| en-ZA | <https://www.getapp.za.com/software/2293012/covenant-desk-lending> |

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