---
description: Learn how SCREDIT can help your business. GetApp provides users in Ireland with the most detailed information on software tools, prices and features.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: SCREDIT Price, Reviews & Ratings | GetApp Ireland 2026
---

Breadcrumb: [Home](/) > [Financial Risk Management Software](/directory/779/financial-risk-management/software) > [SCREDIT](/software/2296216/scredit)

# SCREDIT

Canonical: https://www.getapp.ie/software/2296216/scredit

> SCREDIT is a credit management platform designed for business-to-business finance teams handling credit applications, decisioning, accounts receivable, and collections. The software consolidates credit applications, financial statements, bureau data, and policy thresholds into a unified system with weighted scorecards and automated workflows. It includes modules for bureau integrations, accounting foundations, equipment finance, and a customer portal called SCONNECT.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

-----

## Overview

### Key benefits of SCREDIT

Centralizes credit application intake, financial analysis, bureau data, and policy enforcement into a single platform, streamlining end-to-end credit management for business-to-business teams
Delivers consistent and documented decision-making by encoding credit policies and scorecards, reducing variation between analysts and making decisions reproducible over time
Automates collection and verification of application documents, financial statements, and references, improving completeness and reducing manual follow-up
Integrates with accounting and enterprise resource planning systems, providing visibility into credit exposure, accounts receivable, and collections without duplicate data entry
Offers self-service tools and portals for customers to submit applications, access documents, and check status, decreasing response times and administrative workload

## About the vendor

- **Company**: EFILOS TECHNOLOGIES

## Commercial Context

- **Starting Price**: US$750.00
- **Pricing model**: Other
- **Pricing Details**: SCREDIT is priced per month, billed annually, starting at $750/month for the Starter plan. Plans scale with credit-team size, application volume and modules (Starter, Growth, Scale), with a Custom plan for bespoke integrations and dedicated environments. A one-time implementation fee covers configuration, ERP and bureau integration, and go-live. The SCONNECT customer portal is included in every plan. See efilostech.com/pricing for current details.
- **Target Audience**: 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Canada, France, Germany, India, United Kingdom, United States

## Features

- ACH Payment Processing
- AI Copilot
- API
- Accounting Integration
- Activity Dashboard
- Activity Tracking
- Alerts/Notifications
- Artificial Intelligence
- At Risk Customers
- Audit Trail
- Automated Notices
- Autonomous Task Execution
- Business Process Automation
- Business Process Control
- Cash Application
- Client Management
- Cloud
- Collections Effectiveness
- Compliance Control
- Compliance Management

## Support Options

- Email/Help Desk
- Phone Support
- Chat

## Category

- [Financial Risk Management Software](https://www.getapp.ie/directory/779/financial-risk-management/software)

## Related Categories

- [Financial Risk Management Software](https://www.getapp.ie/directory/779/financial-risk-management/software)
- [Debt Collection Software](https://www.getapp.ie/directory/244/debt-collection/software)

## Links

- [View on GetApp](https://www.getapp.ie/software/2296216/scredit)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.getapp.com/all-software/a/scredit/> |
| en-AE | <https://www.getapp.ae/software/2296216/scredit> |
| en-AU | <https://www.getapp.com.au/software/2296216/scredit> |
| en-CA | <https://www.getapp.ca/software/2296216/scredit> |
| en-GB | <https://www.getapp.co.uk/software/2296216/scredit> |
| en-IE | <https://www.getapp.ie/software/2296216/scredit> |
| en-NZ | <https://www.getapp.co.nz/software/2296216/scredit> |
| en-SG | <https://www.getapp.sg/software/2296216/scredit> |
| en-ZA | <https://www.getapp.za.com/software/2296216/scredit> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"GetApp Ireland","address":{"@type":"PostalAddress","addressLocality":"Dublin","addressRegion":"D","postalCode":"D02 NP94","streetAddress":"2 Park Place, 3rd Floor, Hatch St Dublin, D02 NP94 Ireland"},"description":"Review, Compare and Evaluate small business software. GetApp Ireland has software offers, SaaS and Cloud Apps, independent evaluations and reviews.","email":"info@getapp.ie","url":"https://www.getapp.ie/","logo":"https://dm-localsites-assets-prod.imgix.net/images/getapp/getapp-logo-light-mode-5f7ee07199c9b3b045bc654a55a2b9fa.svg","@type":"Organization","@id":"https://www.getapp.ie/#organization","parentOrganization":"G2.com, Inc.","sameAs":["https://twitter.com/getapp","https://www.facebook.com/GetAppcom","https://www.instagram.com/getappcom/","https://www.youtube.com/c/GetAppCom"]},{"name":"SCREDIT","description":"SCREDIT is an enterprise credit operating system developed by EFILOS Technologies for finance teams processing fifty or more B2B credit applications monthly. The platform consolidates credit application intake, decision workflows, accounts receivable management and collections into a unified system. It is tailored for manufacturing firms, wholesale and industrial distributors, construction suppliers and fast moving consumer goods organizations that require consistent credit risk assessment and exposure management across extensive customer portfolios.\nThe solution employs a weighted scorecard that integrates financial statement analysis, bureau data and configurable policy rules within a single decision interface. Financials uploaded by users are extracted and mapped to canonical ratios such as quick ratio and debt to equity and the results feed into customizable scoring bands defined by policy thresholds. Bureau integrations retrieve credit reports from major providers directly onto the credit file under review while an accounting foundation module synchronizes aging, exposure and cash application data with the enterprise resource planning system. Credit limit management automates review schedules and routes approvals in accordance with encoded policies and mandates documented justifications for manual overrides. Collections functionality organizes customer accounts into queues, tracks promise to pay commitments and records disputes and deduction claims against unified customer records.\nArtificial intelligence components assist by drafting credit memos, generating plain language explanations of risk scores, extracting and mapping financial data from uploaded statements and recommending collection actions. All AI generated content requires validation by a human reviewer before finalization. A customer facing portal is available as both web and native mobile applications for self service credit applications with document uploads, real time status updates and access to invoices and account statements. Additional modules support equipment finance origination and supplier evaluation workflows.\nThe architecture integrates with leading enterprise resource planning platforms including SAP, NetSuite, Microsoft Dynamics Three Hundred Sixty Five and QuickBooks Online to preserve the ERP as the system of record while synchronizing invoice data, payment terms and cash application information. The system supports multi entity and multi currency operations with consolidated exposure roll ups across business units. Data isolation is enforced on a per tenant schema basis and access control adheres to role based permission models. A comprehensive audit trail captures user identity, timestamps and written justifications for every credit decision and prevents manual overrides without documented reasoning. The platform operates under a SOC Two readiness program with control details published in the Trust Center.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/eac509c3-4304-4393-8d9d-e0e45e088b6f.png","url":"https://www.getapp.ie/software/2296216/scredit","@type":"SoftwareApplication","@id":"https://www.getapp.ie/software/2296216/scredit#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.ie/#organization"},"offers":{"price":"750","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Financial Risk Management Software","position":2,"item":"/directory/779/financial-risk-management/software","@type":"ListItem"},{"name":"SCREDIT","position":3,"item":"/software/2296216/scredit","@type":"ListItem"}],"@id":"https://www.getapp.ie/software/2296216/scredit#breadcrumblist"}]}
</script>